Ed Kraft is a seasoned manager with over 40 years of business experience. He most recently served as Chief Executive Officer of Zia Trust, Inc, an independent trust company operating in New Mexico and Arizona. Ed has served on the trust company’s Board of Directors since its inception in 2001, and is involved in all aspects of the trust company including trust administration, fiduciary risk assessment, financial controls, regulatory compliance, business development and corporate planning. He has held executive positions in the electric power industry, including responsibilities for division offices across the state of New Mexico, and customer service. Ed has experience in the commercial property & casualty insurance industry, as well. He holds a Bachelor’s degree in Business Administration from the University of New Mexico, with additional management training from the University of Michigan, and Stone & Webster. He has completed the American Bankers Association National Trust School and is the founder of Apple Tree Ministries. Ed and his wife, Alice spend much of their warm-weather months the Jemez Mountains where they built a family cabin.